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Bhanu Sahu

Bhanu Sahu
238 POSTS 0 COMMENTS
https://www.ipropunited.com
Talks about real estate and finance. Besides this, he is an eternal optimist , he loves to explore new heights and worships nature.
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Christmas decoration ideas for your home 

By
Bhanu Sahu
-

Looking for some creative Christmas decoration ideas? This year, why not go for a natural, eco-friendly theme with your decorations and table settings instead of buying new ones?

Making your own DIY Christmas decorations is not only budget-friendly but also environmentally friendly, leaving you with more money to spend on eco-friendly gifts or experiences with your loved ones.

Christmas decoration ideas for your home

From using scraps of fabric to items found in your kitchen, these simple yet beautiful DIY Christmas decorations will make everyone smile. Take a look and get inspired by these easy DIY Christmas decoration ideas.

DIY Christmas decoration ideas 

Dried citrus garland

Make a festive dried citrus garland to add a touch of Scandi style to your home. With just an orange, cinnamon sticks, cloves, and wooden chopsticks, you can make this beautiful decoration that makes your home smell like Christmas. Simply slice the orange, bake it in the oven until dry, thread a string through the holes, and add cinnamon sticks and cloves.

A popcorn garland Christmas decoration ideas

Another easy and inexpensive DIY Christmas decoration is a popcorn garland. You only need some popped popcorn and a threaded needle to string them together. Add dried cranberries for a pop of color. You can use these garlands to decorate your Christmas tree or hang them around the house.

Recycled wrapping papers

Reduce the waste of Christmas wrapping paper by making your own. You can use recycled newspaper and decorate it with twine and sprigs of holly or buy some recycled parcel paper and stamp it with fun designs using potato stamps and vegetable inks.

Wrapping gifts with fabric

Instead of using throwaway paper, try the Japanese art of furoshiki and wrap your gifts in fabric. Choose your favorite sustainable cloth or reuse scraps of fabric you have at home. To wrap, place your gift box in the center of the fabric, bring opposite corners of the fabric up and over the box, and tie them together on top. The fabric can be reused, making it a wrapping technique that keeps on giving.

Wall-Mounted Tree for Christmas decoration 

If you would like to display more than one Christmas tree but do not have enough room, this wall-mounted evergreen gives the same festive vibe without consuming valuable floor space. To create the illusion, use hooks to secure luscious garland pieces to your wall until a “tree” forms; then, decorate it like you would a real tree, adding lights, ornaments, and other baubles.

Christmas decoration with Origami stars

One easy idea is to make origami stars out of upcycled paper. You can use old newspapers, sheet music, or books to create these colorful ornaments and hang them on your tree, or windows, or make them into garlands. They are unique and fun to make, and you can watch a tutorial video to learn how to fold the paper.

Cinnamon or twig ornaments

Another great idea is to make star ornaments out of twigs or cinnamon sticks. These plastic-free and zero-waste DIY wooden Christmas decorations are made from twigs, string, and creativity. You can even use cookie cutters as a template to mold them into other festive shapes. You can dye your string with natural dyes in advance to give it enough time to dry and make these charming ornaments out of cinnamon sticks instead, using the same method.

Christmas Cards from scrap

If you have some scrap odds and ends after your origami stars, you can use them to create easy homemade Christmas cards. You can make them for your friends and family or stick them up at home. You can play around with your festive shapes and see what you come up with!

Paper snowflakes

Paper snowflakes are one of the most classic holiday decorations, but if you have never enjoyed doing this kind of work, we can help. Simply use our templates, sharp scissors, and a square piece of paper to create a snowflurry that will transform your house into an improvised winter wonderland.

DIY Christmas Wreaths

Instead of buying a store-bought Christmas wreath, why not make your own? There are tons of Christmas wreath ideas for you to try, but one idea we love is to make a fabric scrap wreath. You can use any colors and sizes of fabric scraps from old sewing projects or holey old t-shirts and cut them into strips. Tie the fabric strips onto the wire wreath frame, creating a layered and textured look, and continue until the entire wreath frame is covered. You can even hot glue on some dried berries and citrus slices to achieve a full and festive appearance.

Wrapping up 

The holiday season is a time for joy and celebration, but it’s also important to keep in mind our impact on the planet. That’s why creating DIY Christmas decorations can be a fun and eco-friendly way to decorate your home. It’s not just about saving money, but also about reducing waste and being kind to our planet. Plus, it’s a great activity to do with loved ones, whether you’re gathering in person or virtually. So, why not try making your own Christmas DIY decor this year? And if you have friends or family who are far away, consider sharing this article with them so they can join in on the sustainable holiday fun.

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Wall Carpets for your Regal Look Home 

By
Bhanu Sahu
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Trendy wall carpet designs can transform your drab walls into works of art. Made from premium fabric, wall carpets are an excellent option to hide flaws or update the appearance of your space. They come in a variety of patterns, colors, and textures and serve as useful wall coverings. Opting for wall carpet over wall rugs contributes to a cozier, more welcoming atmosphere.

Unique and attractive, these wall carpets are versatile and suit diverse interior styles. Learn what a wall carpet is and how it transforms your space with some quick maintenance tips here. Wall carpets are a trendy and modern way to style your walls the way you want. Their tactile texture and unique designs help make your walls the focal point of your home.

What is a wall carpet? 

A wall carpet is a type of wall covering that is typically attached to an accent wall. It is a better option than wallpaper, wall tiles, and wall colors because it provides insulation and also hides imperfections, creating a cozier atmosphere. Wall carpets come in a variety of designs, ranging from straightforward and utilitarian to ornate and ornate, and they complement a variety of interior styles.

Latest trends in wall carpet designs 

Geometric patterns on wall carpet

Geometric wall carpets give a room visual depth; with their complex forms and lines, they give a contemporary, lively feel to any home. They are perfect for rooms with simple interior design because they enhance the room’s visual appeal and modern feel.

Nature-inspired designs for wall carpet

Wall carpets with nature-inspired designs—such as those with leaves, flowers, or landscapes—are the best option for creating a rejuvenating and peaceful atmosphere in a room. They are ideal for homes since they encourage relaxation and well-being.

Vibrant wall carpet

Bold colors and patterns instantly lift the mood, making vibrant wall carpets an excellent option for anyone looking to create a lively space. You can choose from vibrant abstract patterns or a mix of contrasting hues to infuse your home with vitality.

Minimalist wall carpet

Simple designs and uncluttered elegance characterize minimalist wall carpets, which are ideal for people who prefer a tidy appearance as they enhance the room’s visual appeal. A variety of minimalist designs are available, allowing one to achieve a timeless and adaptable look that goes well with a wide range of interior styles.

Plush wall carpet

Ideal for bedrooms, living rooms, or other areas where relaxation is important, plush wall carpets add a touch of indulgence and luxury to your home. These soft and inviting textures provide a cozy and sumptuous feel, enhancing the overall comfort of a room.

Textured wall carpet

The varied textures and shapes of the carpet account for a visually interesting surface and textured wall carpets are known to offer depth and tactile interest to the area. This design is a great option if you have a minimalist space with a monochromatic color scheme.

Pros and cons of wall carpets

Continue reading to discover the main benefits and drawbacks of wall carpeting:

Pros of wall carpet 

  • Wall carpets are aesthetically pleasing and provide warmth and refinement to interiors. Their varied textures and patterns make them a flexible design element that can be used with a variety of interior designs.
  • They provide an extra layer of insulation that aids in controlling the room’s temperature, improving both comfort and energy efficiency.
  • There are many options for wall carpets in terms of designs, colors, and textures.
  • These are excellent choices for walls since they can be used to conceal uneven surfaces and wall flaws, improving a space’s overall visual appeal.
  • Selecting wall carpet adds a touch of personalization to the area. Individuals can select from a range of patterns that reflect their taste and individuality.
  • Spaces seem cozy and comforting because of the fabric’s plush and soft texture.

Cons of wall carpet 

  • Wall carpets are prone to wear and stains, and to keep them looking shiny and perfect, they occasionally need to be professionally cleaned.
  • They may have an impact on indoor air quality by capturing irritants like dust.
  • In contrast to traditional wallpaper, these require a large installation fee, making it an expensive process.
  • In comparison to wallpaper, wall carpets with exquisite materials and distinctive patterns are frequently more costly.
  • Wall carpet is not recommended for areas that receive direct sunlight due to the possibility of color and design fading caused by prolonged exposure to sunlight.
  • Wall carpet is not appropriate for a bathroom or kitchen since prolonged exposure to moisture can deteriorate the fabric.

Bottom Line

Wall carpets are a functional and stylish addition to any space that can be easily customized to suit a wide range of preferences. Whether you are looking for warmth in your home or sophistication in your office, wall carpets not only elevate the visual appeal but also contribute to a comfortable and inviting environment. They can improve acoustics, provide insulation, and transform a room’s ambiance, making them a practical choice for both residential and commercial settings.

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Partnership Deed– Its Key Components

By
Bhanu Sahu
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In real estate, partnerships play a crucial role in financing and developing properties. One key element of a partnership agreement is the partnership deed, which outlines the rights and responsibilities of each partner involved. This legal document serves as a roadmap for the partnership, ensuring that all parties are aware of their obligations and the terms of their collaboration. In this blog, we will explore what exactly a partnership deed is, its importance in real estate partnerships, and how it can protect the interests of all parties involved.

A partnership deed, also known as a partnership agreement or partnership contract, is a written document that defines the terms and conditions of a partnership between two or more individuals or entities in the real estate industry. This legally binding agreement outlines the roles, responsibilities, and expectations of each partner and the rules governing the partnership.

The partnership deed typically includes details such as the name and address of the partnership, the duration of the partnership, the contribution of each partner, the profit-sharing ratio, the decision-making process, and the process for resolving disputes.

A well-drafted partnership deed acts as a foundation for the partnership, providing clarity and structure to the partnership’s operations. It helps prevent misunderstandings and conflicts among partners by clearly outlining the rights and obligations of each party. Moreover, the partnership deed serves as a reference point for resolving any disputes or disagreements that may arise during the partnership.

The importance of partnership deeds in the real estate industry

In the real estate industry, partnership deeds play a critical role in ensuring the smooth and efficient functioning of partnerships. Here are some reasons why partnership deeds are of utmost importance:

Clearly Defined Roles and Responsibilities: A partnership deed clearly outlines the roles and responsibilities of each partner in the real estate venture. This helps avoid confusion or misunderstandings about who is responsible for what tasks, ensuring that all partners are on the same page.

Decision-Making Protocols: The partnership deed establishes the decision-making process within the partnership. It outlines how major decisions will be made, who has the authority to make them, and whether a unanimous consensus or a majority vote is required. These protocols help maintain transparency and avoid conflicts related to decision-making.

Dispute Resolution Mechanisms: Despite every effort to maintain a healthy partnership, conflicts may arise. A well-drafted partnership deed includes provisions for resolving disputes or disagreements that may occur during the partnership. This ensures that conflicts can be addressed and resolved in a fair and timely manner, minimizing the disruption to the partnership.

Protection of Financial Interests: The partnership deed outlines the financial contributions of each partner and the profit-sharing ratio. This prevents any disputes or disagreements regarding the distribution of profits and ensures that each partner’s financial interests are protected.

In conclusion, partnership deeds are vital in the real estate industry as they provide clarity, structure, and protection to partnerships. By clearly defining roles, outlining decision-making processes, and establishing dispute resolution mechanisms, partnership deeds contribute to the smooth operation and long-term success of real estate partnerships.

Key components of a partnership deed

While partnership deeds can be tailored to the specific needs and preferences of the partners involved, certain key components should be included for a comprehensive and effective agreement in the real estate industry. Here are some essential elements to consider:

Name and address of the partnership: The partnership deed should identify the name and address of the partnership, ensuring that it is legally recognized and properly registered.

Duration and purpose of the partnership: Clearly defining the duration for which the partnership will exist and articulating its main purpose helps set the parameters for the partnership’s operations and objectives.

Capital contribution and profit-sharing ratio: Partners need to agree on the amount of capital each will contribute to the partnership and the proportion in which they will share profits and losses. This ensures transparency and minimizes disagreements related to finances.

Roles and responsibilities of partners: The partnership deed should specify the roles and responsibilities of each partner, including their duties, decision-making authority, and obligations. This helps establish clarity and accountability within the partnership.

Decision-making process: Clearly defining how decisions will be made and the authority given to each partner ensures a structured approach to decision-making, reducing the likelihood of conflicts or misunderstandings.

Dispute resolution mechanism: It’s essential to include a mechanism for resolving disputes, whether through negotiation, mediation, or arbitration. This allows partners to address conflicts in a fair and timely manner and maintain the overall harmony of the partnership.

Termination and dissolution procedures: The partnership deed should outline the procedures for the termination and dissolution of the partnership, including exit strategies for partners and the distribution of assets or liabilities.

Confidentiality and non-compete clauses: In the real estate industry, where sensitive information and trade secrets are involved, incorporating clauses regarding confidentiality and non-compete agreements can help protect the partnership’s interests and prevent any breach of trust.

By including these key components in a partnership deed, real estate partners can establish a strong foundation for their collaboration, ensuring smooth operations, minimizing disputes, and safeguarding the interests of all involved parties.

Drafting a partnership deed for real estate partnerships

Drafting a partnership deed for real estate partnerships requires careful consideration of all the components discussed in the previous section. Here are some key points to keep in mind while creating a partnership deed:

Seek legal advice: It is highly recommended to consult with a real estate lawyer or an expert in partnership agreements to ensure that your partnership deed adheres to all legal requirements and is tailored to your specific needs.

Clearly define property ownership: In the real estate industry, it is crucial to clearly define the ownership of properties held within the partnership. This should include details such as the percentage of ownership and the process for acquiring, selling, or transferring property.

Address financing arrangements: Partners should outline their contributions to financing real estate projects and how loans, mortgages, or other funding sources will be managed. Clear guidelines for repayment and profit distribution should be included.

Consider exit strategies: While it is always ideal to establish a long-term partnership, addressing exit strategies in the partnership deed can provide a roadmap for partners in case of unforeseen circumstances or the desire to dissolve the partnership.

Review and revise regularly: Real estate partnerships often involve changing market conditions and evolving business objectives. Therefore, it is important to review and revise the partnership deed periodically to ensure it remains up-to-date and aligned with the current goals of the partnership.

By following these guidelines, real estate partners can create a comprehensive and effective partnership deed that will serve as a strong foundation for their collaboration and help them navigate the dynamic world of real estate with confidence.

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Gujarat’s Solar Rooftop Scheme Cuts Power Bills by Rs 1,000

By
Bhanu Sahu
-

Gujarat, a pioneer in solar rooftop installations among Indian residences, has witnessed a substantial impact on power bills, with 43% of households experiencing a monthly reduction of at least Rs 1,000, according to a recent study. The comprehensive assessment, a collaboration between MS University in Vadodara and Gujarat Urja Vikas Nigam Limited (GUVNL), focused on the socio-economic effects of the solar rooftop initiative, known as “Surya Gujarat.”

GUJARAT: Released during the National Conclave on Solar Rooftop in Ahmedabad, the study encompassed responses from 58,173 participants. It delved into various aspects, including cost savings, environmental benefits, accessibility, affordability, and overall satisfaction among residents who embraced rooftop solar systems.

The findings highlighted that financial savings served as the primary motivation for renewable energy adoption, particularly among service class individuals. Notably, 95% of homes with solar rooftop installations had an annual income below Rs 10 lakh. The report emphasized that 43% of respondents experienced a noteworthy reduction of at least Rs 1,000 in their electricity bills.

Kanu Desai, the state cabinet minister for energy and petrochemicals, shared insights at the conclave, noting that Gujarat’s per capita energy consumption is double the national average. He disclosed that, as of November 2023, residential rooftop installations in the state generated approximately 4,900 million units (MUs), preventing 35 lakh metric tons of carbon emissions.

Desai also highlighted the economic benefits, stating, “Gujarat residents have collectively saved about Rs 2,000 crore on their energy bills and earned around Rs 300 crore by injecting 1,267 MUs surplus into the grid.”

The study underscored the remarkable success of Gujarat’s solar rooftop scheme in not only reducing power bills but also contributing significantly to environmental conservation and financial gains for residents.

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Elevate Your Bathroom Style with Unique Mirror Designs

By
Bhanu Sahu
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Transforming your bathroom into a stylish haven involves paying attention to every detail, and the mirror is a fantastic place to start. If you’re on the lookout for chic and captivating bathroom mirror ideas, you’ve landed in the right spot. Whether you’re aiming for a modern, farmhouse, or glamorous vibe, we’ve got a diverse range of suggestions to suit your taste and elevate your bathroom’s aesthetics.

Ideas for Bathroom Mirror Design

Rounded Edge Bathroom Mirror

Twist the classic rectangular mirror by opting for one with rounded edges. This design choice, paired with nickel sconces and a farmhouse sink, strikes the perfect balance between modern and farmhouse aesthetics. Remember to place horizontal mirrors at eye level for the most flattering effect.

Full Wall Bathroom Mirror

Create the illusion of a more spacious bathroom by adding a mirror to an entire wall. Custom designs offer the perfect fit for your space, allowing you to personalize the frame color and shape. Consult a professional for secure installation, especially with heavy wall mirrors that may require additional anchoring.

Frameless Bathroom Mirrors

Frameless mirrors, when done right, can add a touch of sophistication. In spaces with intricate tile patterns or custom vanities, frameless mirrors like the ones in this bathroom don’t compete with the design elements. Instead, they enhance the overall look, providing a clean and unobtrusive feel.

Make a Statement with Shape

For a glamorous touch, consider a clover-shaped mirror above your vanity. The beaded frame and unique shape make this mirror a focal point in the bathroom. Small or uniquely shaped mirrors work exceptionally well in powder rooms and guest bathrooms, where they can shine without being overused.

Antique Bathroom Mirrors

Discover hidden treasures at second-hand stores or estate sales to find vintage mirrors with character. If thrifting options aren’t available, create a cohesive look by purchasing a pair of new mirrors and applying antique-style gold spray paint. This bathroom’s gold mirrors add a bold Art Deco flair, showcasing the transformative power of vintage-inspired decor.

Round Mirrors

A classic round mirror softens sharp angles and complements spaces that embrace curves. Placed strategically between a window and sink area, a round mirror becomes a stylish focal point. Opt for a large size to fill wall space, balancing it with sconces on either side for a harmonious look.

Sideway Mirror

Functional and visually striking, a sideways mirror adds a touch of trendiness to a modern bathroom. Its chic and sleek appearance makes it a perfect fit for a contemporary washroom. This mirror style effortlessly combines functionality with aesthetics, contributing to the overall chic vibe of the space.

Backlit Mirrors

For a modern and luxurious touch, consider backlit mirrors in your bathroom design. These mirrors provide even lighting, making them ideal for tasks like applying makeup or shaving. With various sizes and styles available, some even come with customized LED lighting systems for a personalized experience.

Cabinet Mirrors

Perfect for bathrooms with limited storage, cabinet mirrors offer a practical solution. These mirrors come with built-in cabinets for storing toiletries and essentials. Choose from various styles, sizes, and features, including built-in lighting systems and electrical outlets. Ensure proper sealing to prevent moisture damage.

Leaning Luxe Mirror

Make a bold statement with a leaning full-length mirror that exudes sophistication. Placed against the wall, this mirror becomes a striking focal point, elevating the room’s ambiance effortlessly. The matte black finish adds a modern edge, creating a beautiful contrast against neutral walls and marble floors.

Enhance your bathroom’s style by choosing a mirror design that resonates with your taste and complements your space’s overall theme. From timeless classics to contemporary trends, these mirror ideas promise to transform your bathroom into a stylish retreat.

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Understanding Property Depreciation for Every Homeowner

By
Bhanu Sahu
-

Investing in real estate is often seen as a secure and profitable venture, but like any asset, properties undergo a natural process of depreciation. This phenomenon is crucial to comprehend when contemplating the resale of your home, as it directly influences its market value.

In this breakdown, we explore the ins and outs of property depreciation, how to calculate it, and the various elements contributing to this inevitable reality.

Decoding Property Depreciation: A Closer Look

At its core, property depreciation signifies the decrease in the selling price of an immovable asset over time. While the land underneath may retain its value, the structures on it undergo a reduction in worth. Therefore, when assessing depreciation, only the built structures are considered, leaving the land’s value unaffected.

Crunching the Numbers: Calculating Property Depreciation

To calculate property depreciation, consider two primary factors: the total useful age of the structure and the number of years since construction. Use the formula:

Deduct the resulting depreciation value from the selling price of the building or house. This provides the depreciated value of the structure. Keep in mind that this calculation only pertains to the building; the land retains its value.

Let’s break it down with an example:

Suppose you intend to sell a 10-year-old property with a land value of Rs 30 lakh and a construction cost of Rs 20 lakh. The appreciated land value is Rs 45 lakh, with a total useful age of 60 years. Applying the formula, you can calculate the depreciated building price and arrive at the final market value, which, in this scenario, would be approximately Rs 61.67 lakh.

Depreciable Property: Unpacking the Concept

Depreciable property refers to any asset that experiences a reduction in value over time due to wear and tear, aging, or damage. For tax purposes, this category includes long-term assets used for business, and the Income Tax Department sets annual depreciation rates. For instance, residential buildings have a depreciation rate of five percent, allowing homeowners to deduct a portion of their taxable income, thereby facilitating tax savings.

Factors Influencing Property Depreciation

Several factors contribute to the depreciation of a property:

Physical Obsolescence

 As structures age, they naturally deteriorate, requiring more maintenance. Proper upkeep can mitigate depreciation, while poorly maintained properties may experience a higher rate of depreciation.

Location and Infrastructure

Properties in upscale areas typically depreciate at a slower rate than those in underdeveloped regions. Additionally, incomplete or delayed infrastructure projects can impact the resale value negatively.

Legal Tussles

Properties entangled in legal disputes may witness accelerated depreciation, making them less attractive to potential buyers.

Exceptions to the Rule: Emotional Attachment and Land Scarcity

While depreciation is a standard consideration, emotional attachment and land scarcity can influence property values. Individuals may be willing to pay more for a property due to sentimental connections, and properties in high-demand areas may command a premium despite depreciation.

Final thoughts 

Property depreciation is an essential aspect to be aware of when determining the right price for your home. While it plays a significant role, it should not be the sole factor in setting the sale price. A holistic approach, considering negotiation thresholds and property condition, ensures a balanced and informed selling process.

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Real Estate Appraisal: Property Evaluation 

By
Bhanu Sahu
-

In the intricate dance of real estate transactions, accurately gauging the worth of your property stands as a pivotal act. A misstep in this delicate balance can either repel potential buyers with lofty pricing or leave you counting losses with an underestimated tag. It’s in this nuanced realm that the process of real estate appraisal emerges as the guiding force, steering you towards the right valuation for your property. This article dives into the intricacies of this pivotal process.

Termed as property valuation, real estate appraisal unfolds as the meticulous journey of determining the intrinsic value or market price of a property. Whether you lack the time or inclination to dissect every component for a precise figure or have already set a price but seek a professional nod of approval, undergoing an appraisal proves to be a wise move. It’s the assurance that you’ve pegged your property at the sweet spot in the market.

Let’s unravel the intricacies of the two principal methods employed in property appraisal –

Fair Market Value (FMV) Method

The FMV method, a go-to for ready-to-move properties, earns its popularity for its simplicity. Here, the focus centers on identifying comparable properties. These comparables, ideally within a stone’s throw, listed within one to three months, and mirroring your property’s size and configuration, lay the groundwork.

Enter the premium factors unique to your property, such as Preferential Location Charges (PLCs) – an extra layer for units with superior locations. Think park-facing delights or coveted floors within the same complex, with PLCs ranging from Rs 50 to 150 per sq ft.

Factor in the allure of luxury specifications – lavish flooring and kitchen renovations – and amenities that elevate your property, like a private swimming pool or an internal park within the housing society. The amalgamation of these elements births the Fair Market Value, a bespoke valuation for your property.

Land and Building (L and B) Method

Stepping into the technical arena, the Land and Building method takes center stage, particularly for under-construction or freshly-completed properties. Surprisingly, it often steps in for ready-to-move properties under the discerning eye of seasoned real estate appraisers.

Here, the legal facets of the property undergo scrutiny – a meticulous examination of identification documents, including title deeds and mutation certificates, unfurls during the appraisal process.

While some property appraisers may demand a fee ranging from 0.1 to 0.3 percent of the total property value, others opt for a flat charge, typically falling between Rs 10,000-20,000. Despite the additional cost, the wisdom lies in recognizing that this investment secures professional counsel on pricing, a linchpin in the intricate dance of property sales.

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No Proposal to Increase PMAY-Gramin Unit Assistance Confirms Union Minister

By
Bhanu Sahu
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Union government has extended the deadline for the PMAY-G scheme until March 2024, aiming to complete the construction of 2.95 crore units across the country. Under the PMAY-G scheme, beneficiaries receive Rs 1.2 lakh in plain areas and Rs 1.3 lakh in difficult areas, integrated action plan districts, and hilly states.

VILLUPURAM: In response to queries from Villupuram MP D Ravikumar, Union Minister of State for Rural Development, Sadhvi Niranjan Jyoti, affirmed that the central government has no intention to increase the unit assistance of Rs 1.2 lakh under the Prime Minister Awaas Yojana – Gramin (PMAY-G) scheme. Jyoti stated that the existing unit assistance aligns with the approval of the Union cabinet, and as of now, there is no proposal under consideration for its augmentation.

Jyoti further mentioned that the Union government has extended the deadline for the PMAY-G scheme until March 2024, aiming to complete the construction of 2.95 crore units across the country. Responding to concerns about rising construction material prices, she clarified that there are currently no plans to revise the unit assistance.

Under the PMAY-G scheme, beneficiaries receive Rs 1.2 lakh in plain areas and Rs 1.3 lakh in difficult areas, integrated action plan districts, and hilly states. Additionally, the scheme facilitates 90–95 man-days of unskilled labor wages through convergence with the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS). The Union government also allocates Rs 12,000 for toilet construction through Swachh Bharat Mission – Gramin, MGNREGS, or other dedicated funding sources.

Jyoti provided information on the allocation of Rs 3,536.92 crore to Tamil Nadu from the financial year 2016-17 to 2021-22. She highlighted the distribution of houses in the state with various construction materials and specified that the Union government covers 60% of the unit cost, with the remaining 40% borne by the respective state governments. Bihar, Uttar Pradesh, and West Bengal have the highest numbers of huts in the country, according to the Union government.

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A guide to installing wall murals at your home

By
Bhanu Sahu
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In recent years, wall murals of all kinds—from sandstones to vinyl—have become increasingly popular in home décor. Consequently, whether you want to paint a mural yourself or hire an expert, the time has come. This article explores the essential elements of wall murals, including their definition, types, benefits, and how to pick the right one.

A wall mural is the ideal addition to your living room or entry lobby when you want to create a focal point. It is attractive and different, grabbing visitors’ attention and often sparking conversation. But what exactly is a mural, and should you get one for your house as well? Find out by reading on!

What is a Mural?

Murals are large-scale artworks or designs that are painted or applied directly onto walls. They are a popular type of decoration that can change the appearance and atmosphere of a room. Murals can be found in a variety of settings, including public spaces, offices, and homes. Murals can be expensive, depending on the type, size, and design specifications. In India, a typical wall mural can cost anywhere from Rs 700 to Rs 1,500 per square foot.

Why consider wall mural for your home? 

Here are some compelling reasons to incorporate wall murals into your home decor: 

Customizable: Wall murals are a great way to personalize your space and make it reflect your personal style and preferences. There are countless options available when it comes to styles and designs. 

Affordable: You do not have to break the bank to install a mural; you can find reasonably priced murals from local shops or online marketplaces. The cost is not prohibitively high when you consider the powerful statements they make.

DIY: You do not always need an expert to install murals; if you are artistic and have some painting skills, you can make a stunning mural yourself. 

Trendy and stylish: Wall murals give any room a polished appearance, whether you are decorating a new house or remodeling an old one. A one-of-a-kind painting or custom design can significantly elevate the style of any area.

The top five mural types

Let us look at some popular wall mural options: 

Sandstone wall murals

Sandstone wall murals are made from natural sandstone, giving your walls a rustic and earthy look. They are durable and can withstand the test of time. They are perfect for adding a touch of nature to your home. There are several different types of wall murals available in the market, each with its own unique features and benefits.

Painting wall murals

Painting wall murals are great options if you are looking for a customized and one-of-a-kind design. These murals can be hand-painted by professionals, or you can do it yourself to bring your imagination to life. They can be personalized to suit your specific preferences and style. 

Vinyl wall murals

Vinyl wall murals are a popular choice due to their versatility and affordability. They are available in a wide range of designs and can be easily installed and removed. They are also easy to clean, making them ideal for high-traffic areas.

Photography wall murals

Photography wall murals are a great way to showcase your love for art and photography. These murals feature stunning photographs that can transform any space into a visual masterpiece. From landscapes to cityscapes, you can choose a mural that reflects your style. 

Ceramic tiles wall murals 

Wall murals made of high-quality ceramic tiles are perfect for adding a touch of elegance to your home. They are available in various designs and patterns and are durable and easy to maintain, making them a long-lasting investment.

Tips for cleaning and maintenance

The longevity and beauty of murals depend on proper cleaning and maintenance. The following tips will help you keep your wall murals looking vibrant and new: 

Dusting: Dust the mural’s surface gently once a week to avoid dirt and grime building up. You can use a feather duster or a soft, dry cloth.

Spot cleaning: If stains or marks are visible on the mural, use a mild detergent diluted with water to gently clean the affected area. Avoid using abrasive or harsh chemicals as they can cause damage to the mural. 

Direct sunlight: Over time, direct sunlight can cause the colors in the mural to fade. To prevent this, think about covering windows that receive direct sunlight during the day with curtains or blinds

Handle with care: Keep your hands clean and dry before touching the mural as oils and dirt from your hands can transfer onto it and cause stains. 

Hire a cleaning service: If your wall mural needs deep cleaning or you are unsure how to clean it properly, it is best to consult a cleaning service. They have the knowledge and experience to safely clean and maintain your mural.

Final thoughts 

incorporating wall murals into your home décor can be a transformative and personalized way to enhance the visual appeal of your living spaces. Whether opting for sandstone, painting, vinyl, photography, or ceramic tile murals, the customizable and affordable nature of these artistic additions makes them a popular choice for homeowners.

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Distressed Property Sale and Considerations 

    By
    Bhanu Sahu
    -

    As the name suggests, a distressed property sale occurs when the seller needs money quickly to deal with a pressing situation. These can include paying off debts, moving unexpectedly to a new city or country, or experiencing a medical emergency. Even in these situations, the seller can play it cool and not come across as overly desperate. Learn everything there is to know about distressed property sales here.

    A few steps can be taken to improve the outcome of this type of sale if you find yourself in a situation where unanticipated financial emergencies arise and there is an urgent need for funds. Distress selling can be caused by a variety of reasons, such as debt repayment or an unexpected medical expense, among others, and forces the person to sell off property quickly, even at a loss to raise funds.

    Distressed Property Sale: Considerations 

    Let the broker close the deal for you 

    It makes sense if, for whatever reason, you are not in the right frame of mind or in the right mood to handle the entire selling and price-negotiating process on your own. In these situations, you should hire a broker and let them handle all of the talking and closing the deal. You will also benefit from hiring an area-based broker because they are experienced in marketing properties and know where and how to find buyers quickly. 

    Advertise your property 

    To sell your property quickly, you will need to find serious buyers. At this point, it would be beneficial to increase your advertising budget; you should think about signing up for the paid packages of online property listing platforms to increase the likelihood that potential buyers will respond; you should also tell your friends, family, and coworkers that your property is for sale; you should take up space for your property listing in your local newspaper more frequently; and you should become more involved in online public real estate groups on social media sites, like Facebook.

    You might also think about providing your property broker with an extra financial incentive if they find you a buyer and complete the transaction within a specific time frame. This could take the form of a fixed sum of money or a larger percentage of commission.

    Avoid sharing reasons to sell

    Giving purchasers the specific reason you are selling would not be beneficial since it would give them more negotiating power over the price or encourage them to do things like purposefully holding up the transaction to put more pressure on you.

    Dont show desperation 

    It is important to avoid giving the impression that you are desperate or in a rush to sell your property to a buyer, as this could give them the impression that you are willing to negotiate for a higher price reduction in the hopes that you will accept the offer without much opposition. Moreover, attempting to close the deal too quickly or appearing too desperate could scare away potential buyers by raising doubts about the condition of the property and leading them to believe that you are selling it quickly rather than considering other options.

    In summary, while it is quite reasonable that you may be in a distressed frame of mind and want to sell your property quickly, you can choose to let your paid broker lead the process if you would prefer not to come across as desperate while dealing with purchasers.

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