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Bhanu Sahu

Bhanu Sahu
238 POSTS 0 COMMENTS
https://www.ipropunited.com
Talks about real estate and finance. Besides this, he is an eternal optimist , he loves to explore new heights and worships nature.
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Say Goodbye to Canned Air: Meet Your New Best Friend, the XPower A-2S Cyber Duster

By
Bhanu Sahu
-

Canned compressed air is an essential tool for neat freaks. It keeps your keyboards clean, blasts dirt from your gaming computer, and clears gunk from those difficult-to-reach areas of gadgets. It’s a priceless tool, an ally, and maybe even a friend.

Although I’m not trying to be frugal, compressed air costs between Rs 7,000 and Rs 12,000, and I already have air at home. Many of it are just floating around, not paying rent. Can’t I just shove that into a can? I believe you can see where this is going.

The XPower A-2S Cyber Duster is here to say hello, dear reader. You need to know how much I adore this little guy. It is my favorite household tool by far. Think of a tiny vacuum cleaner operating backwards. It’s an idea that is pretty simple. It has a brush attachment, two power settings (pretty powerful and very powerful), a shorter nozzle that I can’t find right now but is probably in the tool cabinet where I keep all of my tools. It completely changes the game.

I was already aware of the XPower because I had been researching different keyboard cleaning techniques, including this strange goo. Like many other items in that wonderful store, I had seen it on the shelf at Micro Center and thought, “Wow, that sure does sound really useful. I should get that someday.” This model and a nearly identical model, both of which are similarly priced and both of which are also available on Amazon, are both available at Micro Center, but I chose the latter because it said “cyber” on the box, which made it better. It turned out to be so great that I immediately recommended it to a number of friends, including my friend who works at a cafe and has to constantly clean up coffee grounds. The same company also produces heavier-duty models specifically for pet grooming that are sold on XPower and Amazon, and they come in a variety of vibrant colors.

Compressed air cannot be completely replaced by an electric duster. It’s very challenging to replicate the thin plastic straw that comes with compressed air cans because it’s extremely useful for reaching places that are very difficult to access. However, my duster more than makes up for its lack of accuracy with sheer power and cost savings. It becomes very helpful for making sporadic, quick cleaning sweeps since you don’t have to ration your electricity like you do canned air. This thing is blazingly fast on its highest setting. This bad boy can knock things off your nightstand from a distance.

As the name suggests, it also functions as a duster, which may not seem essential until you consider how much dust is present in the typical home. It’s a lot, and it likes to conceal itself. I am extremely sensitive to poor air quality because of my severe dust allergy. Put on an N95 mask, turn on your air purifier of choice (I have a Coway Mighty because that’s the one everyone decided to buy), and go crazy in your chosen room’s difficult-to-reach areas for a good time. The amount of disgusting gunk you find in your home and how much the general air quality will improve will shock you.

The number of people who do not own an electric duster astounds me on a regular basis, but those who have switched sing the electric duster’s praises. Even though Jess Weatherbed uses a CompuCleaner rather than an XPower, and has noticed an improvement in the general quality of the air. Since at least one Metrovac model also doubles as a vacuum cleaner, someone else online suggested the Metrovac DataVac ESD, a duster designed specifically for data centers. Although I haven’t had a chance to test these models side by side in great detail, I’m willing to bet they blow just as hard.

It’s difficult to overstate how frequently I use this guy, so I apologize if my tone in this post came across as a little cheeky. While working on projects, I constantly reach for it. I used my XPower to blast years of grime out of an old eBay VCR while I was writing this post. Although I feel like a cheesy TV salesman right now, it really is that helpful.

Get a power duster. It will clean your house, your computer, and, by God, it might even clean your soul. (Warning: Every soul is unique.

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What is a Green Building?

    By
    Bhanu Sahu
    -

    A structure is deemed green if it bases its design and operational tenets on the natural world. In addition to emphasizing the efficient use of natural resources like water and air for proper ventilation and cooling as well as the reduction of energy costs, it must embody the use of sustainable materials in its construction. Conscious efforts must be made to generate the least amount of non-biodegradable waste possible.

    Gopalakrishnan Padmanabhan, Managing Director, Southeast Asia and the Middle East, GBCI India, adds, “Green buildings also have sustainable interiors and site features, as well as responsible material sourcing and water conservation. The achievement of green building certification demonstrates a project owner’s dedication to sustainable growth.

    Green Building Certifications in India

    Various certifications are offered to validate and promote green building construction practices. These certifications rate and certify buildings in accordance with how well they perform across a range of criteria. These certifications and ratings give a project credibility and validate its pro-environment claims. This is a useful tool to comprehend the environmental impact of the building for buyers or investors who are looking for sustainable structures. Green buildings also have energy-efficient technologies and architectural features, which can help reduce energy costs.

    According to founding partner and architect Amit Gulati of Design 21, “India is anticipated to reduce its carbon emissions by the following year. India is aiming to leave a bigger environmental footprint at the same time. To reduce the carbon footprint, it is imperative that construction projects use more sustainable materials while using fewer modern ones. Given that India accounts for 10–12% of the world’s space for green structures, national green building initiatives are maintaining this confidence.

    Leading in Energy and Environmental Design (LEED), Green Rating for Integrated Habitat Assessment (GRIHA), and Indian Green Building Council (IGBC) ratings are the three most well-known certifying organizations in India.

    The head of sustainability at Mahindra Lifespaces, Sunita Purushottam, adds, “It’s crucial for purchasers to carefully assess a building’s ‘green’ features, and different green building certifications can help determine how ‘green’ a structure is.

    LEED

    One of the most well-known green building certifications in the world is the LEED rating system. It is managed by the United States Green Building Council (USGBC), which was established in 1993. It assigns grades based on a project’s evaluation of various factors, including its use of water, energy, and sustainable materials. The rankings that are determined using these scores are classified as certified (40–49 points), silver (50–59 points), gold (60–79 points), and platinum (80+ points). The best rating given to a building is platinum. According to reports, India is home to more than 1,600 LEED-certified structures. Some of them are the American Embassy School in Delhi, the Anna Centenary Library Building in Chennai, and Terminal 3 at the Indira Gandhi International (IGI) Airport in Delhi.

    IGBC rating systems

    The Indian Green Building Council, which was founded in Hyderabad in 2001, is in charge of managing the IGBC rating system, which is supported by the Confederation of Indian Industry (CII). Buildings are evaluated in accordance with the designated ratings of certified, silver, gold, and platinum. Depending on the kind of project, there are nine different types of certifications. These include certifications for both new and old structures, along with towns, Special Economic Zones (SEZ), schools, factories, homes, and metro systems. IGBC-rated green structures include Thermax Corporate House, Oval Nest, and the Navi Mumbai Municipal Corporation Building.

    GRIHA ratings

    In India, the GRIHA rating system was developed by the Energy and Resources Institute (TERI). It is supported by the Government of India’s Ministry of New and Renewable Energy. Five stars represent the highest rating according to the star system used by GRIHA. The points assigned for each star, such as one star for 25–40 points, two stars for 41–55 points, three stars for 56–70 points, four stars for 71–85 points, and five stars for 85 points and above. Examples of GRIHA-rated projects include the Hotel Grand Chola in Chennai, the Indira Paryavaran Bhawan in New Delhi, and the Manipal University Campus in Jaipur.

    The world-shattering coronavirus pandemic a few years ago has turned out to be a blessing in disguise, re-engaging people with nature. As a result, buyers in India are paying more attention to the environmental impact of their homes and workplaces, increasing the demand for green buildings.

    In addition to the organizations mentioned above, some other groups are promoting environmentally friendly construction. These organizations include, among others, the World Green Building Council and the Bureau of Energy Efficiency. A buyer may be able to make better decisions with the aid of these bodies’ ratings and certifications. Additionally, it’s important to comprehend the ratings given on the certificate to get the right idea of how environmentally friendly a project is.

    How to obtain Capital Gains Statement for Mutual Funds

    By
    Bhanu Sahu
    -

    Capital gains are the earnings that any person makes from the sale of bonds, mutual funds, or stocks. According to the provisions of the IT Act, this income is taxable. In order to determine the tax liability and properly file income tax returns, one should be aware of the total capital gains earned during a fiscal year.

    Any of the methods listed below can be used by investors who receive capital gains from mutual funds to access the capital gains statement:

    How to Download Capital Gains Statement for Mutual Funds?

    Investors can easily access their capital gains statements from mutual funds using the following three methods:

    • Online Investment Platforms

    If you use a platform like Groww and are wondering how to download a mutual fund statement from Groww, just follow these instructions.

    • Step1: Investors must first open the Groww app and select the “You” option. In the bottom right-hand corner, you can find this option. 
    • Step 2: Next, they should click on “Capital Gain” after selecting the “SIP & Reports” option.
    • Step 3: Next, they must enter the financial year before tapping “Download.” Investors can now review their capital gain statements. 
    • CAMS and KARVY

    RTAs can provide an individual with a combined mutual fund capital gain statement if they are investing through multiple platforms. RTAs (Registrar and Transfer Agents) are SEBI-approved organizations that handle a variety of back-office tasks for fund houses, allowing them to focus on their investment management operations.

    To obtain a KARVY capital gains statement for mutual funds, follow these steps:

    • Step 1: Investors must go to the Karvy official website and select “Mutual Fund Investors.” 
    • Step 2: At this point, they must create an account (if they don’t already have one).
    • Step 3: Next, they must select “Capital Gains Statements” from the list of statements and reports by clicking on it. 
    • Step 4: Investors must select “Capital Gain Consolidated Statement” from the menu.
    • Step 5: From the Period and Mutual Fund Category drop-down lists, they must select “Previous FY” and “All Funds.” Now they must provide information like their email address, password, PAN, and the kind of mutual fund. 

    The statement will be sent to investors’ registered email addresses. 

    However, individuals must take the following actions in order to access the CAMS capital gains statement for mutual funds:

    • Step 1: Individuals must visit the CAMS website and accept the Terms and Conditions. 
    • Step 2: Next, click on “Statements” and then “Capital Gain/Loss Statement.” 
    • Step 3: Following this, taxpayers must enter specific information in the fields that must be filled in. After that, they must select the appropriate financial year from the “Period” list.
    • Step 4: Taxpayers must enter their registered email address with mutual funds. The next step is to select “All Funds” from the list of fund categories. 
    • Step 5: In order to access the capital gain statement by mail, one must tap on “Email an encrypted attachment” and then set a password. 
    • Taxpayers must enter the password to view their capital gains statement after receiving this email.
    • Mutual Fund Companies 

    Investors who use a variety of online and offline platforms will get their capital gains statement from the appropriate mutual fund houses. They must take the following actions:

    • Step 1: Investors must visit the official website of a specific mutual fund house and log in using their credentials.
    • Step 2: After successfully logging in, they must download the capital gains report for mutual funds from the website.

    If a person has invested in plans provided by several mutual fund houses, this will be a time-consuming process. 

    Final Word

    Any of these approaches can be used by investors who want to access their capital gains statement for mutual funds.  However, when downloading the statements from CAMS and KARVY, one must make sure to include PAN information. 

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    Income from House Property

    By
    Bhanu Sahu
    -

    Income From House Property– What is it?

    The Income Tax Act categorizes an individual’s income into five different headings for tax calculation purposes. One is “Income from Home Property”, which refers to the revenue an assessee receives from a piece of real estate. The rent received becomes taxable if the tenant is an individual who owns real estate. The term ‘annual value’ refers to either the real rent received or the hypothetical rent, but it won’t be taxed as income from home property if the taxpayer uses this property to operate or manage a business or profession. 

    If any of the following circumstances exist, income from residential property becomes taxable:

    • The building and/or any land it is attached to make up the house property.
    • The property is owned by the taxpayer. 
    • The taxpayer shouldn’t operate a business or practice law on their property.

    Terminologies related to Rental Property Revenue Yearly value: 

    Annual value: This is the actual rent that the property owner will earn when renting out the home.

    Municipal value: This is the assessed worth of the home as determined by the local government in order to assess municipal taxes. 

    Fair rent value: This is the rent that a home with identical attributes in the same neighborhood would bring in. 

    Standard: In accordance with the Rent Regulation Act, the standard rent is established. The property is not allowed to charge a rent higher than the standard fixed rent if the rate has been determined for any property in accordance with the Rent Control Act. 

    Gross Annual Value (GAV): This counts top among

    • Rent received 
    • Fair market value 
    • Municipal Assessment 

    In case the Rent Control Act applies, the Gross Annual value will be the highest of 

    • Standard Rent 
    • Rental Payment 

    Net Annual value (NAV) is determined by subtracting municipal taxes from the gross annual value. 

    Deductions: The following deductions can be claimed by the taxpayer in accordance with Section 24 of the Income Tax to determine the actual taxable income. 

    Standard deduction: The taxpayer can claim 30% of the NAV as a deduction for rent collection, repairs, etc. regardless of the actual expenses incurred. This deduction is not allowed in the event that the GAV is nil. 

    Interest on mortgage: Section 24 of the Income Tax Act allows for the deduction of mortgage interest. This section has a limit of Rs 2 lakh.

    The following criteria must be met in order to claim a tax exemption on mortgage interest: 

    • Loans should be obtained after April 1, 1999, for property purchases or construction. 
    • The benefits can be claimed by the taxpayer for any repair or reconstruction of the existing property. 
    • Processing and payment fees are considered to be interest payment. 

    The construction or purchase must be completed within three years from the end of the fiscal year in which the loan was applied. 

    Annual Value of Self-Occupied House Property

    If the assessee is residing in the property and it is the only property owned by him or her, then the annual value of the property will be nil. If the assessee owns more than one property, all for their own use, then only one of the properties’ annual value can be designated as nil. The estimated rent of the properties will be used to determine the remaining properties’ annual value. 

    Key Considerations for calculating income from House Property

    Net Annual Value is used to determine the tax on the house.

    If the taxpayer’s house is vacant for a certain period of time and later rented out, the computation of income from house property should be done only for the rent collected, not for the entire year. 

    If the house is vacant for the entire year and the taxpayer is living in another city due to job reasons but is still paying all municipal taxes, then he may be able to deduct these expenses from other income sources during the same period. 

    Ways to save Tax on Income from House Property

    Following are the number of steps that an individual can undertake to reduce their tax liability on their income from house property. 

    Become co-owners: If a couple has jointly taken out a mortgage, then both are eligible to claim a tax exemption for the payment of principal and interest. 

    Buying a second home is a good idea: It is good to purchase a second home in the name of a spouse or any close relative if the individual has already registered one property in his or her name. This will help you avoid paying too much tax. 

    Multiple property ownership: According to the Income Tax Act of 1961, if a person owns multiple houses, only one of them can be considered self-occupied. The taxpayer must evaluate the tax liability associated with each of the properties they own and occupy the one with the highest tax liability, and rent out the rest.

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    Infosys Q4 – IT company will release its financial results on this day in 2023

    By
    Bhanu Sahu
    -

    Infosys Q4 results date: Next week, the second-largest IT company in India, Infosys (INFY), will announce its financial results. To find out when the business will officially release its earnings for the three months ended March 2023, continue reading.

    The second-largest IT company in India, Infosys (INFY), will release its quarterly financial results the following week. The financial results for the final quarter of the fiscal year that ended in March 2023 will be revealed in the upcoming corporate earnings report for this company.  

    The Bengaluru-based Infosys reported its Q4 results at a time when the Indian IT industry is experiencing sticky levels of attrition and IT companies are finding it difficult to protect their margins due to higher employee costs. 

    According to a regulatory filing made last month, the major IT company is scheduled to release its financial results for the most recent quarter on April 13. 

    The Infosys board will convene on this day to discuss and approve the company’s financial results for the previous three months. 

    On April 13, Infosys will also hold a conference call with analysts to go over the Q4 and full-year results as well as its business outlook. 

    The company’s board will meet on April 12 and April 13 to “recommend a final dividend for the financial year ending March 31, 2023,” according to the regulatory filing, dated March 14. 

    For the quarter ending December 2022, Infosys reported a 9.4% sequential increase in net profit to Rs 6,586 crore, in line with analysts’ expectations.  The management of the company increased its attrition forecast and reported an improvement therein. In comparison to the prior quarter, its revenue increased by 4.9% to Rs 38,318 crore, according to a regulatory filing. 

    A net profit of Rs 6,580 crore and revenue of Rs 37,920 crore were predicted by Zee Business research for the quarter ending in December, respectively, for Infosys. 

    Infosys increased its forecast for revenue growth for the year ending March 2023 from 15 to 16 percent to 16 to 16 percent. 

    In comparison to the Nifty headline index, which fell by 6.1% as of March 29, Infosys shares had lost 8.9% of their value.

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    7 Tips for Effective Money Management in 2023: From Budgeting to Investing

    By
    Bhanu Sahu
    -

    Money management is a crucial skill that everyone should possess. With the advancement of technology and the ever-changing fast-paced lifestyle in 2023, managing your finances has become more complicated than ever. However, it’s not impossible, and there are several ways to achieve financial stability and success. In this blog, we will delve deeper into the various tips for managing money in 2023.

    Automating Your Finances

    Automating your finances is one of the most effective ways to stay on top of your money matters. In this digital age, you can easily set up automatic payments for your bills, investments, and savings. By doing so, you can avoid the hassle of forgetting to make payments or set aside funds each month. Automated financial management also enables you to track your expenses and investments easily.

    Creating a Budget

    Creating a budget is the first step in managing your money effectively. You can start by identifying your monthly income and expenses. After that, divide your expenses into necessary and discretionary categories. Necessary expenses include rent, utilities, groceries, and transportation. Discretionary expenses, on the other hand, include entertainment, dining out, and shopping. Once you have identified your expenses, you can set spending limits for each category and prioritize your spending accordingly. Budgeting also helps you to control your spending and prevent impulse buying.

    Reducing Your Debt

    Debt can be a significant source of financial stress. If you have high-interest debt, such as credit card debt, focus on paying it off as soon as possible. You can consider consolidating your debt or negotiating with creditors for lower interest rates. Once you have paid off your debt, you can redirect those funds toward your savings and investments.

    Saving for Emergencies

    Unexpected expenses can arise at any time, and having an emergency fund can help you avoid going into debt. It’s essential to save at least three to six months’ worth of living expenses in an easily accessible savings account. You can also consider investing your emergency funds in a low-risk investment, such as a money market fund.

    Investing for the Future

    Investing is an excellent way to build wealth over time. In 2023, there are various investment options available, such as stocks, bonds, and real estate. You can consider working with a financial advisor to develop an investment plan that aligns with your financial goals and risk tolerance. Investing in retirement accounts like 401(k)s or IRAs can also help you save for your future.

    Monitoring Your Credit Score

    Your credit score is an essential indicator of your financial health. A good credit score can help you secure better interest rates and loan terms. Use free credit monitoring services to regularly check your credit score and report for errors or inaccuracies. Ensure that you pay your bills on time and keep your credit card balances low to maintain a good credit score.

    Staying Informed

    Staying informed about financial news and trends can help you make informed financial decisions. You can follow reputable financial websites and blogs, attend financial workshops or webinars, and consider working with a financial advisor for personalized advice. Stay up to date with changes in laws and regulations that may impact your finances.

    Final Thoughts 

    Managing your money in 2023 requires a combination of planning, discipline, and adaptability. By automating your finances, creating a budget, reducing debt, saving for emergencies, investing for the future, monitoring your credit score, and staying informed, you can achieve financial stability and success. It’s important to remember that managing your money is a lifelong journey, and it’s never too late to start. With proper financial management, you can live a fulfilling life without any financial worries.

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    Comprehensive guide to buying a vacation home in India – tips, benefits, and considerations

    By
    Bhanu Sahu
    -

    If you’re considering buying a vacation home in India, there are a few things you should keep in mind. While these properties have always been considered aspirational and associated with the affluent strata of Indian society, the pandemic has made them more desirable as a ripple effect of the lockdown. Additionally, these properties have become relatively affordable, inspiring many to invest in them. But before you do, here are some tips to help you make a prudent decision.

    Understanding: What a Vacation Home is? 

    First and foremost, it’s essential to understand what a vacation home is. A vacation home is a second residential unit primarily for the purpose of recreation and relaxation. These properties are generally on the peripheries of a city or neighboring locations, reachable within a 3-5 hours drive. Investors often use the property to earn rental income during the months it is uninhabited. However, like any other unit, these homes require regular upkeep and may attract a sizeable expenditure.

    Benefits of Investing in a Vacation Home

    If you frequently visit a particular town to spend your holidays, investing in a vacation home may be a good idea. Renting accommodation regularly can be expensive, and fluctuations in rental amounts can potentially surge logistics budgets. Investing in a vacation home at such a location will not only be a one-time investment that will ensure a permanent residence at the place but also become a means to earn additional income.

    Financial Goals and Budgeting

    When it comes to financial goals, ensure that your financial goals are aligned appropriately to prevent any negative impact on your savings. Experts strongly recommend against going over the assigned budget in case of a secondary dwelling, given the nature of the same. The initial investment should ideally not exceed 30 percent of your annual income. While selecting the property, try to gauge the estimated Returns on Investment (ROI) to plan your financial portfolio and earn a steady additional income. Know the expected rental income and annual yield if you plan to put the property on rent.

    Location Considerations

    While there may be several lucrative vacation home options far away from your residence, investing in a property you can reach within a few hours is advised. This allows the owner to regularly keep a check on the home and attend to necessary repairs and reworks much faster. Also, encroachment cases have been reported in India in areas outside the municipal jurisdiction, so buying an accessible vacation home can prove to be prudent.

    Market Research for Rental Income

    If you plan to buy a vacation home with the purpose of generating a lucrative return, thorough market research on the hotspots of a region is imperative. This will help tap customers or tenants for months when you are not there. For instance, the northern areas of India have several tourist destinations like Rishikesh, Mussoorie, Agra, Nainital, and Leh, to name a few. Investing in a property located either in these markets or close to them will ensure that the peak tourist season helps bring decent returns and possibly help through the not-so-successful months.

    Involving Real Estate Agents

    It is well-established that searching and finalizing a property on a mobile or laptop screen is starkly different from the actual process. In reality, you might need external help from real estate agents to understand the terrain and tax implications to strike a deal. Hence, it is advised that brokers from the area you plan to invest in are involved right from the beginning to have a smoother experience. Also, if you plan to rent out the property, keep the agent informed so they can help get quality tenants.

    Finding a Caretaker

    A caretaker can help immensely in the case of a property that will not be inhabited by its owners all the time. So, when you look for a suitable vacation home property, also search for potential caretakers simultaneously who will help keep the house in good shape not just for you but also for tenants. You must also consider an additional space in the home for the caretaker to live in.

    Tax Implications

    Purchasing a second residential unit has different tax implications from the primary one. As such, it is essential to understand the tax implications involved in buying and owning a vacation home. Different states in India have varying property tax rates, and you must take this into account before making a purchase. Also, owning a second property may attract income tax and capital gains tax when you plan to sell the property. It is advisable to consult with a tax advisor to understand the implications and take appropriate measures to avoid any legal complications.

    Bottom Line 

    Owning a vacation home in India can be a rewarding experience both financially and personally. But before you take the plunge, it’s crucial to consider all the factors involved, such as budget, location, rental yield, and tax implications, among others. With careful planning and a thorough understanding of the market, owning a vacation home can become a dream come true.

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    25 ideas for plus-minus POP Designs for your home

    By
    Bhanu Sahu
    -

    False ceiling designs are increasingly popular in Indian homes. You may elevate your home design and make ceilings feature pieces by adding artificial ceilings. The most recent trend in false ceiling solutions is the plus-minus POP style. Your ceiling can become the buzz of the town with the fresh, contemporary POP design. So, let’s get started and explore the available possibilities. 

    Creating a POP Plus-Minus design 

    Plus-minus Gypsum plaster, usually referred to as Plaster of Persia, is used to make POP. For any area, you may create a unique, stylish POP plus-minus design. These designs enable the creation of the ideal arrangement because of how adaptable they are.

    What is POP Plus-Minus design 

    POP is used to create POP designs, which have a huge range of applications. The POP concept is typically used in commercial buildings with high ceilings and lots of available space. The fashion has recently entered houses and sleeping quarters. No matter the size, adding dimension is now more important.

    The above room’s standout feature is how quickly it draws notice. POP design was used to create the enclosed ceiling. This enables you to be sparing with the furnishings and design. A ceiling can therefore readily become the focal point of your house.

    How Expensive Is a Plus-Minus Pop Design?

    It’s best to be aware of how complex the design is in order to create a budget for plus-minus POP design. The cost of an appealing, new, contemporary POP plus-minus design is determined by the amount of material required.

    Since more intricate designs require expert craftsmen and a lot more material, they are likely to cost more. Simpler designs won’t cost as much. Yet it only makes sense to go beyond simple design when using such a novel design strategy!

    The costs will also vary based on the size of the area you want to cover and any extra equipment, like concealed lighting, that might be used. You can make these graphics as quiet or as loud as you like.

    How Do Plus-Minus Pop Designs Stay Intact?

    Many choose the appealing, modern POP plus minus style for another reason: it is incredibly simple to clean. With a dry cloth, you can dust them. The benefit of this design is that it is simple to maintain.

    Where Can a Plus-Minus POP Design Be Used at Home?

    For many of your false ceiling interiors, you can use a POP design. POP plus-minus designs are most popular in bedrooms, patios, and kitchens.

    Go for Plus-Minus POP designs for different rooms 

    Plus-minus designs can be found in any room. They are adaptable to any setting, simple to maintain, and work well with other materials as well.

    Modern POP Plus-Minus design for your bedroom 

    There are many modern POP plus-minus design options for bedrooms that one can experiment with. It is important to design the space so that it both adds to the aesthetic appeal of the space and produces uniform lighting.

    Plus-Minus POP Designs for Halls

    The living room establishes the first impression of the home. It makes sense to invest in quality ceiling design given its significance. Your guests will be amazed by this plus-minus design, no doubt about it! So choose a plus-minus layout for the hall.

    Plus-minus POP esign for kitchen 

    Since cooking takes place in kitchens, the ceiling light is crucial. It is simply accomplished using a plus-minus design. For instance, the recessed lighting in the kitchen shown above ensure that the room is illuminated evenly.

    POP Plus-minus design for dinning room to add drama 

    Another space where the ceiling assumes importance is the dining area. Chandeliers and pendant lights are a popular choice for the room. Thus, it makes sense to experiment with plus-minus POP designs in the room.

    POP design for kid’s bedroom 

    Although using pinks and blues in your child’s bedroom is practically customary. Add a striking ceiling design to up the interior design of the room. The quirky modern ceiling design in this bedroom gives the room some fun personality.

    POP designs for Pooja Room

    This pooja room is all about the divine. However, we cannot help but notice the painted ceiling design. Made with plus-minus POP, it is quite easy to paint on it, enhancing the look of the room.

    POP Plus-minus designs for bathroom 

    There needs to be ambient lighting in the bathroom. The bathroom is a place to unwind. The bathroom will remain contemporary and moisture-proof with a plus-minus POP ceiling installed in the room.

    POP Plus-minus design for Gallery 

    You can display it in your home’s gallery instead of just choosing a modern POP plus-minus design for your private bedroom. Your guests will be astounded by a plus minus POP design for the gallery, which will also add drama and depth to your interiors.

    POP Plus Minus Design for Porch 

    Many homeowners prefer the POP plus-minus design for the porch. The majority of homeowners choose a POP plus minus design for their porch because POP is weather resistant.

    Advantages of POP Plus-Minus POP Design

    There are many benefits to a POP plus-minus ceiling. It has a variety of textures and designs and is strong, waterproof, and soundproof. Additionally, it requires little maintenance in the form of cleaning.

    Ideas for Plus Minus POP Design

    After discussing plus-minus ceilings in detail, it is time to list some of our favorite designs.

    Choose stripes

    You can choose striped ceilings because plus-minus ceilings are very moldable. This will give your room a contemporary feel.

    Design A Box In Your POP

    Boxed ceiling designs are popular for the fact that they bring an edgy touch to the room they are in. Consider adding halogen or ambient lighting to this type of ceiling.

    A Playful Haven

    Make your child’s room more artistic. These custom plus-minus designs in the form of clouds are lovely.

    Spiral POP Designs

    A spiral pattern is better suited for your ceiling if you want to stick with tradition. Any space is given a rustic charm by this shape.

    Traditional with a Touch of Modern

    Latticework is a great way to add character to a ceiling when it needs it. This shape is extremely adaptable, fusing both conventional and contemporary styles.

    Floral POP Design  

    How many times have you seen elaborate floral patterns in castles? Using plus-minus POP, you can achieve the same effect on your walls.

    Honeycomb POP Designs

    Consider a honeycomb-patterned design after taking a cue from nature. This ceiling is a fun, playful experiment for your home when lit properly.

    A Triangular POP Designs 

    Triangles are yet another experiment that works well for ceiling designs. It adds a opulent touch to the space, as seen in the Livspace home above.

    Abstract POP Design

    It’s odd to have abstract ceilings. Using plus-minus POP design is the ideal way to experiment with that appearance. Try a unique ceiling style, like the one above, on the off chance.

    Abstract pop false ceiling design for the drawing room – Beautiful Homes

    Pop Colours

    A strong splash of color can turn the ceiling into the main attraction. The purple easily draws the viewer’s attention.

    Mixed Shapes POP Designs

    Plus-minus POP ceilings can combine two different shapes because of how adaptable they are. For instance, the bedroom in the image above expertly combines two different shapes.

    Carved-Out Ceiling Designs

    The adaptable plus-minus POP ceiling can also be utilized to carve out designs. For better visibility in the space and to create a distinctive ceiling design, the square ceiling’s sides have been carved out.

    POP design With Glass

    POP design can be combined with other materials to give you a unique appearance. Glass is one of these materials. Here, you can see how the mirrored ceiling perfectly complements the living room.

    Cornices POP Design

    The ceilings are given a cozy touch by cornices. They are also simple to use in small homes. They can therefore be created with plus-minus POP to give your room a distinctive look.

    An improvement over standard false ceiling options, a plus-minus POP design is the best way to draw the eye upwards. It gives the impression of a larger, more opulent space when used properly.

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    Fundraising via REITs and InvITs reaches an all-time low in FY23 due to higher debt yields and a lack of new launches

    By
    Bhanu Sahu
    -

    Real estate investment trusts (REITs) and infrastructure investment trusts (InvITs) in India have experienced a decline in fundraising and attractiveness due to higher yields on bonds, limited availability, and a lack of awareness among investors.

    According to data compiled by Prime Database.com, these investment instruments mobilized a total of Rs 1,166 crore in 2022-23, compared to Rs 13,841 crore raised in 2021-22 and Rs 33,515 crore mobilized in 2020-21. The decline in fund mobilization is attributed to a lack of new launches, volatility in the stock markets, and limited investor awareness, according to Gopal Kavalireddi, Head of Research at FYERS.

    Moreover, a change in tax rules on distributions classified as repayment could further decrease the attractiveness of these instruments, as it could lead to a substantial increase in tax liability. Manavi Prabhu, Head Fixed Income at Anand Rathi Shares and Stock Brokers, explained that the new tax rule will tax such distributions as “other income” in the hands of the investor, making the instruments less attractive.

    REITs consist of a portfolio of commercial real assets, while InvITs comprise a portfolio of infrastructure assets, such as highways and power transmission assets. These instruments provide returns to investors in the form of dividends, and the units also trade on stock exchanges, providing liquidity. However, due to the higher yields on debt, existing listed REITs and InvITs are yielding lower than the sovereign risk-free rate.

    While the government and capital markets regulator, Sebi, have actively promoted and popularized these instruments in India, Kavalireddi believes that additional initiatives will be required for increased investor participation, addressing challenges, and realizing their full potential. The fundraising outlook for REITs and InvITs could improve as the market stabilizes and new opportunities emerge.

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    10 Tips on Vastu Compliant Pooja Room

    By
    Bhanu Sahu
    -

    It is crucial to have the pooja room in the right direction of the house as per Vastu, as it is the most sacred place in the house. Pooja rooms and mandir spaces are essential components of Indian homes. The pooja room is regarded as the center of good energy and sacred in every sense, these are essentials in our homes. The mandir is the area that radiates positivity to the other rooms. The pooja room might not perform to its maximum potential if it is not Vastu-compliant and could need to be fixed. 

    Vastu guidelines for Pooja Room 

    The design, color, material, and direction of your pooja room are some important aspects and factors that will be discussed in this article. To learn more, read on for the best plans for pooja rooms as per Vastu. 

    Ideal direction for prayer space 

    In Vastu Shastra, the location of the pooja room is crucial. According to the experts, the northeast, east, and north are considered the best directions for a pooja room. These instructions are helpful and will benefit every resident of the home.  

    Make sure you are not positioning the pooja room in following locations: 

    • Under a staircase
    • Right in front of the main door
    • Next to the toilet or
    • Sharing a wall with a toilet or bathing room

    Vastu compliant Design for a Pooja Room

    Make sure your pooja room’s roof has a pyramidal shape if you reside in a flat or apartment. You could choose a gopura-style ceiling, as shown in the image below. This will ensure a constant energy flow in your area and also draw in positive energy. 

    Consider choosing the Pooja Room’s level

    The ground floor of the home is where these areas should be constructed, according to Vastu for pooja room in flats. The pooja room shouldn’t be in the basement or on an upper floor, according to Vastu principles. Avoiding such placements maximizes positivity and is a good omen. 

    Location of the Idols in the Pooja Room

    It is recommended that idols not be placed inside the prayer room. But if you do, make sure the height is no greater than 9 inches or no lower than 2 inches. To ensure proper airflow, the idols should be kept a little bit apart from one another. When praying, the idols’ feet should be at chest height. The idols should be placed so that when praying, one faces the East or North.  

    Storage for the Pooja Room

    The energy flow in your pooja room is impeded by clutter and dust, both of which promote negativity in the environment. Therefore, it’s crucial to keep your home’s sacred space clean. Here are a few things to remember: 

    Storage cabinets should be positioned in the room’s west or south quadrants to maintain uninterrupted natural light entry.
    – To reduce clutter, put the prayer books away in the cabinets. – Ensure that the lamp is always clean and that the wicks are not mixed up. 

    Colors of the Pooja Room’s walls and floors

    According to Vastu science, colors have a big impact on the mood and energy of the room. When used in accordance with Vastu principles, colors have meaning and are symbolic of the natural elements. This can be very advantageous for the family.  

    White, pale yellow, and blue are some of the most auspicious colors for a mandir, according to Vastu for pooja room.  Both white and blue are excellent choices because white represents purity and blue instills calmness. Avoid using dark hues like black, navy blue, or violet in this space. Light-colored flooring is also advised, and you can choose white marble or cream-colored tiles for this area.

    Lighting For Pooja Room According To Vastu

    It is crucial that you have a source of natural light in your pooja room because light is a source of uplifting energy. North-east is the best direction for a window placement. 

    The pooja room should always be lit up and kept bright, according to vastu. Vastu advises installing powerful artificial lights that can be used to keep the space illuminated after sunset.

    The Pooja Room’s doors

    Through the doorway of the pooja room, the mandir of the house transmits sacred energies to the remaining space. Consequently, according to Vastu principles, the door and entrance to the pooja room are crucial. 

    The pooja room needs to have a door, first and foremost. Gods deserve their own space, so a mandir without a door is just like the other rooms in the house and is no longer sacred! When choosing doors, choose wood as the main material, and ensure that the design has two shutters and a threshold to keep insects and pests out. 

    Vastu-compliant accessories for the pooja room

    Images of death, war, etc. should not be displayed here, according to Vastu for the pooja room. The area should not have a trash can.Set up copper containers to collect as much water as you can. 

    Ideal location for Pooja Room

    The kitchen or the living room are both suitable locations for the pooja room. Make sure the direction is toward the northeast of the house. Make sure to install the mandir in the northeast corner of your bedroom if you decide to build one there. When you are sleeping, you shouldn’t have your feet facing the pooja room. 

    It is always advised to adhere to a vaastu expert’s recommendations to make sure all of the vaastu shastra’s complexities are taken care of. Nevertheless, if you adhere to the above Vastu advice, you will draw happiness, health, and success to you.

    Decorating Ideas For Your Pooja Room

    Add colors to the pooja room walls

    Pooja room is a place for positive and happy vibes; thus, as per Vastu for pooja room, you should go for some bright hues. Instead of keeping the pooja room wall color in monotone colors, go for colors like cheerful yellow, orange, soothing green, maroon, etc. If bright walls are not to your taste, opt for wall tiles with a touch of brighter hues. This will add some colours to your pooja room while keeping the overall look very elegant and subtle.

    Add tiles to enhance the pooja room  

    To spice up the room and increase the longevity of the space, you can opt for tiles for the pooja room. Or you can also try natural elements like stone or wood, but they can be slightly high-maintenance.

    Keep the decor minimal

    As per Vastu for pooja room, ensure that the focus is on the idol and do not go overboard with the accessories. Keep the back and the pooja room decoration minimal and subtle; otherwise; it will make the pooja room look stuffed and messy.

    Clean the pooja room

    Since most of us use incense sticks, dhoop, and diyas in our pooja room, it is important to clean the pooja room. As per Vastu for pooja room, the space should be clean and not cluttered.

    Pooja Room Remedies for Removing Vastu Dosha

    Many people suffer from Vastu dosha due to their pooja rooms, either because of its direction, the wrong placement of idols or other factors. Here’s how you can eliminate such doshas: 

    • Make sure the pooja room or the idols in the pooja room don’t face the south direction.
    • If you have a store room, do not use it as a pooja room
    • Do not place your mandir or idols in the bedroom
    • Place the god idols at a certain height and not on the floor in the pooja room. 
    • Your pooja room wall should not be adjacent to the bathroom. 
    • Don’t keep your mandir under a staircase
    • Make sure the idols of Gods and deities in the pooja room are in top condition and not chipped 
    •  Don’t place your mandir or hang pictures of god in front of your main door. 
    • Avoid bringing idols from an old mandir to a newly constructed or newly moved-in home. 
    • Do not place the photos of your ancestors in the mandir 
    • Always light a Diya/candle, keep incense sticks and use fresh flowers in your pooja room. 
    • Small idols are recommended in pooja rooms for home; 7 inches is what experts say is ideal 

    Summing Up Vastu for Pooja Room

    The pooja room has a lot of positive energy in space. It is important that you keep this sanctified space sacred by making sure it meets all vastu compliances.

    In the article above, we shared all there is to know about Vastu for pooja room. Right from the direction to colour, lighting, placements, and more – everything is covered. Is the pooja room in your house in compliance with Vastu? What are some of the tips that helped you most? Let us know in the comments below. 

    Note: If you are looking for personalised advice on Vastu for pooja room, we recommend you connect with a Vastu expert for the best results.

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